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Here are our recommended conservative hybrid schemes for 2020. If you were following our recommendation list for 2019, you may continue with it. We are continuing with the list in the new year. Conservative hybrid funds invest mostly in debt instruments and a small part of their corpus in stocks. These schemes invest 75-90 per cent of the corpus in debt instruments and 10-25 per cent of the corpus in equity or stocks. The small equity exposure helps these schemes to deliver marginally h higher returns than pure debt schemes. However, the exposure to equity also makes them riskier.

It would be fair to say that 2019 was quite the roller-coaster year for markets. The equity market was volatile, with sharp swings. Large-caps struggled while mid- and small-caps boasted of outperformance. Some mutual fund houses kept up with their past records of strong performance while few others, not so much. Though benchmark indices shot up in 2019, the broader market didn’t do too well. ET Wealth analyses the returns of diversified equity mutual funds across time periods.

Scouring for smallcap stocks that can potentially deliver big gains when the market revives? Here’s cue! At least 17 smallcap stocks seem to be finding favours with a number of domestic fund managers, who lapped up these stocks in hordes during the December quarter, causing the prices to rise.

Not many investors know whether they have invested in the right funds and if their fund portfolio is on track. The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals.

With the stressful growth situation continuing, higher interest rates are unlikely to be seen any time soon. This means smart savers need to think clearly about using equity-based mutual funds as a source of regular income. The realisation that bank fixed deposits are a poor way of earning an income hasn’t come a day too soon. On an inflation adjusted basis, fixed deposits (and other interest-bearing assets) were always a bad bet. In reality, for deriving a regular living income, specially for long periods as in retirement, equity mutual funds or balanced funds are by far the best option.

ITINSE -2.58 %’s follow-on public offer (FPO) was subscribed 9 per cent on the second day of the bidding process on Monday. The Rs 1,400-crore issue will close on Tuesday. At a price band of Rs 72-77, the FPO received bids for 1,63,53,450 shares compared with 18,18,00,000 shares on offer.

Foreign portfolio investors (FPI) have infused a net sum of Rs 1,624 crore into the Indian capital markets in January so far, buoyed by the signing of the first phase of the US-China trade deal. As per latest depositories data, FPIs invested a net Rs 13,304 crore in equities and withdrew a net Rs 11,680 crore from the debt segment between January 1-24. This translates into a total net inflow of Rs 1,624 crore.

In the week gone by, the only two listed asset management companies HDFC AMC and Nippon India AMC reported their Q3 (Oct-Dec) of FY20 results. HDFC AMC reported its results on Jan 21, while Nippon India AMC reported the quarterly numbers on Jan 23.

Many investors go through the same exercise to take care of their tax-saving investments between January and March every year. Often, they choose a random figure - mostly coinciding with the extra savings in the bank account - to save taxes under Section 80C. Similarly, they also ask around for the names of the `best ELSS' schemes to invest. Here are some quick tips that will help you navigate this journey with much finesse.

International and gold mutual fund categories are underlining their importance as a diversification tool in investor portfolios. Both the categories, often dismissed by many advisors and investors, are topping the charts in the last one year. In fact, both of them have given over 20% returns in 2019. “Gold and international funds are the two basic diversifiers for mutual fund investors. Diversification is achieved over a long-term. Gold funds have proved their worth in various cycles when the global equities have dipped,” says Vivekh Pathak, Founder, Finance & you, a Gurgaon-based wealth management firm. .

As we embark on yet another decade, I was reminded of the past; the decades that have passed since I started my career. I was able to reflect on how my financial journey has evolved over the years, and my learning from it. While my middle-class moorings always made me conscious about saving money, my professional journey introduced me to investing very early in my life. Over two past two decades I have spent time in the financial services industry working with some very diverse persona ..

In eight years between FY11 and FY18 India remitted $245 billion for net import of gold and precious stones. In FY19 gold smuggling is expected to be around $7 billion. Net import of gold and precious stones in eight years (FY11-18) is estimated to be around $300 billion on official as well as unofficial accounts, more than double of foreign portfolio investments of $145 billion received in the same period.

The budget 2020 is around the corner. Mutual fund houses are playing it safe this year - most refuse to comment on their expectations from the budget. Association of Mutual Funds of India or Amfi has already put out a wish list. ETMutualFunds.com wanted to know what are mutual fund investors expecting from the forthcoming budget, and conducted a small Twitter poll to find out. We offered four options, long-standing demands from fund houses, to investors to choose from:

Currently, long-term capital gains or LTCG on equity mutual funds held over a year are taxed at 10 per cent. This tax is applicable on capital gains of over Rs 1 lakh made in a financial year. If the LTCG goes, returns on equity mutual funds would once again become tax-free. Should you allocate more to equity mutual funds? However, the precarious financial situation may make it difficult for the government to offer many tax cuts to the mutual fund industry.

The upcoming SBI Cards and Payment Services IPO, expected to be the biggest public issue of the current financial year 2019-20, has already caught market attention with investment experts giving it rave reviews. State Bank of India is set to launch SBI Cards IPO in February, planning to raise Rs 9,600 crore. “SBI cards should do well as it’s a unique offering and credit card spending is a growing space in India. Internationally also MasterCard and Visa as stocks have done very well lately,” investment advisor Sandip Sabharwal told Financial Express Online. He said he expects SBI Cards to be a bumper IPO.