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Fixed income investors with higher appetite for risk could consider the non-convertible debenture (NCD) issue of Navi FinServ. Financial planners said investors must, however, restrict their exposure to the paper as it does not enjoy top-notch credit rating.

Between March 2020, when the Nifty hit a four-year low of 7,511.1, and October 2021, when the index touched an all-time high of 18,604.45, the stock benchmark has risen nearly 148%. Retail investor participation has multiplied and touched 2.71 crore accounts as of April 30 this year also on account of low returns from other asset classes, mainly fixed deposits and real estate.

The newly-created flexi-cap category -- which requires mutual funds to invest at least 65 per cent of the corpus in equity without any restrictions on investing in large, mid or small-cap stock -- registered a net inflow of Rs 35,877 crore in 2021-22.

Here are some mutual fund portfolios based on different risk profiles and investment amounts. You can invest in a suitable portfolio to achieve your long-term goals.

Mutual Funds, as you may know, are one of the potent avenues for wealth creation. That said, make sure you invest in the best and most suitable ones assessing their risk-reward and a bunch of other quantitative and qualitative parameters.

The fourth quarter earnings have seem to have failed to enthuse the market and triggered a skew in the upgrade-downgrade ratio, according to Sushant Bhansali, CEO at Ambit Asset Management.

As per data from industry body Association of Mutual Funds in India (AMFI), over the last one year, index fund folios have more than doubled to almost 2.55 million from 1.09 million. The growth rate has been similar for ETFs as well, as the number of folios increased to 10.8 million from 4.5 million. Distributors believe these could go up in the coming year.

"As we await RBI to extend international limits for product providers, there is still a growing interest in international strategies such as electric vehicles, other geographical exposures which is clear in fillings by product providers. Post pandemic, innovations in investment products have been welcomed and concepts such as metaverse and artificial intelligence driven strategies are also receiving some interest."

"It was quite interesting to see IT companies getting valued at 100 and 200 PEs, there was so much euphoria and then suddenly everything crashed. This episode had a lasting impression in my mind and brought with it important learnings that markets can get crazy at times and the importance of rational behaviour during such times."

IT sector funds or technology funds are going through a tough time lately. After offering phenomenal returns in the last year, these schemes are at the bottom of the return chart with -13.63% returns in the last three months. Mutual fund managers believe that the sector is going through a correction in over-hyped valuations. Apart from this the results of some big IT companies were also not upto the mark.

New Delhi: IT stocks have been reeling under pressure following the sharp outflows of global investors, which have pulled out close to Rs 1.65 lakh crore from the Indian equity markets in the current year.

The Securities and Exchange Board of India has modified the “Categorization and Rationalization of Mutual Fund Schemes” to allow fund houses to launch passive equity linked saving schemes. Investors can now invest in passive tax saving scheme schemes to save taxes under Section 80C of the Income Tax Act.

Credit risk funds are enjoying their spot under the sun. In fact, these schemes that invest at least 65% of the corpus in instruments rated below AAA, are offering double-digit returns in the last one year. The other debt mutual funds in the meanwhile are offering lower single-digit returns. Should you invest in credit risk funds

The Securities and Exchange Board of India has released new norms for passively-managed debt funds. ETMutualFunds had reported last week that these norms are in the pipeline. Sebi has said that Debt ETFs/ Index Funds could be based on indices comprising of Corporate Debt Securities; or Government Securities, t-bills and/or State Development Loans (SDLs) (G-sec indices); or a combination of all.

Mumbai: Markets regulator Securities and Exchange Board of India (Sebi) has come up with a series of measures to improve liquidity in passive funds and make them more transparent to increase retail investor participation and make it easy for them to buy these products.