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Be aware of changing trends and get ready to switch gears.
25 years ago, Indians were not fixed income oriented and were scared to invest.
Big idea - Focused on fixed income when most weren't looking at it in a structured form.
Over time, 90% Indians were into fixed income. However, the Indian mindset is changing yet again. Many of the products including EPF are now market linked.
There is movement towards equity mutual fund. Instead of SIP, most are making lump sum and large investment.
very good initiative to make them feel special about their achievements and to motivate them
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