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Slowly develop a good corpus and use it to show for visa purposes as well as for the university during application.
Among financial assets, documentation for gold or real estate cannot be shown for visa purposes. Financial assets such as mutual funds can be shown to a visa office for proof of sufficient finances.
Make your child aware of the difficulty in arranging a student loan and instill a sense that they have to help towards paying back the loan. This will help the child become more responsible adult.
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