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Only a fraction of investors capture the return that a product delivers. Why? The same investment can lead to early losses and later gains. Stick to your course.
Don't base your investment review on returns. Instead, look look at how much shortfall there is to your goals to make decisions during review. If your plans haven't changed, don't change the funds.
Prioritize your goals. Differentiate aspirations from goals.
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A very difficult question: scheme returns vs investor returns handled in a very professional way by our suave CA Bro.Rajesh Chheda. A pleasure to hear him sharing his experiences.
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