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In India, bond yields remain elevated for a very short period of time. As it is difficult to time the market, investors prefer short-term or accrual funds where expectation is muted and volatility is contained.
As the market matures, there will be more room for long-term income funds with perhaps new features.
If long-term FMP have option where investors can withdraw periodically if they need liquidity, then it would be more attractive.
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