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Being rational and not emotional is an ongoing process and that is the space where advisors can help investors.
Financial planning is also about ensuring that investors don't do the wrong thing and that is where advisors can help.
Advisors, fund managers and investors all need to have the humility to accept and acknowledge that it is possible to make only educated guesses when it comes to predicting the market and making plans.
Everyone has 20/20 vision in hindsight but who can predict the future with certain conviction?
Markets may change every day but goals and aspirations stay constant.
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