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More important than product selection is asset allocation and quarterly review of re-balancing as that's where the alpha is generated.
Asset allocation and quarterly review is relevant for all investors including affluent investors.
Redeem based on 3 factors. Do you need liquidity? Is your core objective reached? If the fund is not meeting your expectations and there are other emerging funds.
"We trust that you will avoid using harsh language and will refrain from making
unsubstantiated allegations against individuals and firms. Your constructive feedback
and opinions are very valuable to all of us in the industry. "
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