Excellent thoughts,I have been practicing it since long..... It really works.

Dear sir,Gone through the Article of yours, past 1 year & Next 1 year chart is really helpful to convince my investors. why to invest/allocate more in equity in this point of time.

Dear Mr Bijay Agarwal, MFRT is probably amongst the best initiatives taken in the industry in a long time. It provides the ideal opportunity for IFAs to learn from each other and for people like me from Mumbai to understand how the business is working across the country. I love attending MFRT meets and I have learnt a lot about our business by meeting people at MFRT meets. Kudos to kanak, sureshji, bhavesh, bagariaji and all associated with MFRT. Please keep up the great work and count on us for whole hearted support in developmental initiatives.

dear sir sip calcutaor is very useful and article i mf distributors

TODAYS MFRT PROGRAMME WAS ORGANISED IN RANCHI AND WE HAVE GET SO MUCH SUPPORT FROM ALL THE IFA'S WHO GAVE THEIR USEFUL TIME TO SUCESS THIS TYPSES OF EVENT

Dear Mr. Srinandan, last 4 to 5 years other than Gold and Real Estate none of the asset classes which we have access has given good returns. But please note one thing which no one can change, good returns are always made by investing on the back of bad performance. Good returns are not made by investing on the back of good performance. The people who have made money in equity markets are the ones who invested in 1997/98, 2003/04 and 2008/09. At that time also, I am sure advisors faced same questions about past performance.

Dear Sir, Your concept is very good,invest more to earn more but last 4/5 year SIP return is not so good that beet any other return.Then how a person fulfill his goal.Is it not easy to say that in a long time SIP return inflect but there is no boundary line for long time. but overall this article is nice.

ITS GREAT FOR NORMAL PEOPLE

My conviction getting stronger on ICICI pru.

Dear Jayantbhai Doshi, The third element of ASK FOR MORE detailed above addresses exactly what you are saying. We need to go back to end 2008 and early 2009 and see what was the "mahol" at that time. It was completely gloom and doom just like the "mahol" that you are seeing today. But investors who had the vision to invest amidst that gloom and doom, ones who invested money in equity when interest rates were high and valuations were low, are the ones who got better appreciation in future and with that your trail on the same would also multiply. This is "the" time to push equity.

Dear Sir, You are absolutely correct there has been no system of attaching a goal to a sip. even the amount is not actually calculated talk of anything which resembles the goal. Hence there is no focus in the mind of the investor and advisor. for this financial planning is the way to go. with the new tool which comes from you by the way of help is excellent. you are bang on the target. Keep up such good work. thanks and all the best with regards

Concept as principle is good, But the conviction of investor is not there due to negative SIP returns in last 4 years. Even the present political situation is also not allowing the investor to invest in MF due to consistant bed performance of eq. mkt. Attractive rate of FDs are also playing important role in diverting funds to fixed rate products.

Good Knowledge based article

plese d0 engarge for investor do sip wotrh 1000

Its fun, Your Calcy is really a Fun To Make SIP Call , you made our job so much easy , I have experimented on me and now I am clear for my own one of the big dream . I'll surly win his Calcy. One more thing I like is a SIP in Multiple of Re 1 which has mental effect on client's mind like his other EMI of Loan

It has been only a Year I have started my Advisory n MF. I perfectly agree with your concept and ASK FOR More. Till the time we do not demand more / appropriate amount we are doing injustice with client's dream and financial planning and I think its a crime to ask for less. After getting associated with ICICI Prudential MF only thing which clicks 1st is Beyond 2000 while planning for SIP with client. I have hardly Rs 1000 SIP in my portfolio and thanks to your thought process and team to make us understand that. BEYOND 2000 ...Always and I suppose every 5 Year it should increase by Rs 1000 to meet inflation

I think this is very useful artical.Money is an important aspect of our lives. But seldom do we think of using our hard earned money in the apt manner.SIP is the best method to counter the risks involved with investing in equity markets.

its nice article,Ask for more is really good concept, and sip calculator is very good and handy and valueable to us

This is Exellent and informative article, SIP is always a good tool to achive goals & thanks for such a nice article.

i have recd the ask for more kit, which is quite helpful in promoting value sip..also i have seen the sip calculator , which will definetly help in procuring goal oriented sip. but you should send these calculator to your value partners without ay contest..and for others you can have the contest.

This is an Eye Opener and I fully agree whatever gets Measured, gets Improved. SIP CHASE contest will definetly Rock

Such an article definetly bring sea change in investment style.Very informative and encouraging article.

Lot of inputs and encouring for the new brokers like me to position myself well.

VERY USEFUL & INFORMATIVE ARTICLE, YE DIL MANGE MORE,.......

THANKS A LOT FOR YOUR ARTICLE. IN RECENT TIMES, SUCH INITIATIVES CAN REALLY HELP ALL IFAs / AMCs AS WELL AS INVESTORs. PLEASE TRY TO SHARE SUCH DATA @ REGULAR INTERVALS. THANKS ONCE AGAIN.

Very Good and informative article, SIP is always a good tool to take participation in equity market for new as well as existing investor to achieve set goals,

NICE ARTICLE ALSO IT SOUNDS GOOD.IT WILL BE VERY USEFUL FOR THOSE WHO LOOK FOR SIP.

Good article, such an scientific approach and tools will really make an investor think and Accept the advice wisely /easily. SIPINSURE, though late, is appealing to Investors to choose Icici prudential Funds.

An Eye opener and thought provoking article. It has made me thinking why I have been encouraging Rs500-R1000/- SIPs sofar. DIL MANGE MORE Such articles

excellent positive material is provided,what the wiseman does in the begning,the fool does in the end.

Very nice initiative. To be competitive we need to have digital life than depending on paper. (SIP calculator earlier provided ). It adds value to advisor inturn will help him and agency go beyond the expectations. Thumbs up!!

The idea is good .Frankly speaking iam following the same.well said,please share this type of information to distributors often and often

Very Informatve article and also a very good initiative by ICICI

Very informative and useful thoughts put together.

very good article.

Very informative and useful article for MF Distributors.

useful tools to get more client's investment share. thanks

nice initiative

Dynamic is mine all time fav fund . . . .and your calcy is really a nice concept as Sanddepbhai Gandhi rightly said at Jamnagar we usually carry Laptop and other such tool to convince for SIP. . . I'll be surly one of the qualifier

Very useful and insightful article.thanks

Good insight and very useful initiative "ASK For More". Really appreciate ICICI Prudential for such innovations.thanks

Thanks for the beautiful insight.really appreciate the thoughts put together.

Nice Initiative !!!

It is good initiative from ur side.Is it possible to reflect the goal of the investor printed on the statement like Retirement,child marriage etc.?

i would say Its again the ICICI Pru AMC do the best for both IFA and Investor, what they needed most, thanks for such new innovative calcy for our IFA Friends to help our client to achive there goal by providing actual SIP need value(Rs)

AMC effort to give special importance to SIP mobilisation is unique and added features like value SIP and SIP insure may catch the potential investors. CD on Aaloo prantha is a real story and may touch the inner heart and mind of the investor. It will remove the myth that Mutual Fund investment has not required services of advisor. Attempt of presentation and acknowledging the need and importance of advisors by AMC is highly appreciable.

AMC effort to give special importance to SIP mobilisation is unique and added features like value SIP and SIP insure may catch the potential investors. CD on Aaloo prantha is a real story and may touch the inner heart and mind of the investor. It will remove the myth that Mutual Fund investment has not required services of advisor. Attempt of presentation and acknowledging the need and importance of advisors by AMC is highly appreciable.

Good Initiative!Nice article at the right time.Great Tools -

Very nice article. The best SIP amount is the one which is significant for the client's goal

Dear Mehulbhai Ravani, thank you for attending our Shubh SIP - An SIP Service camp at Rajkot with full strength of investors. Dear Friends, ICICI PRU will be conducting such 1 or 2 day camps in a lot of cities and towns to answer investor's common concerns and doubts on SIPs, their performance, service issues, KYC, account statements etc. Please participate whole heartedly to take benefit.

Nice article.. most important useful enough.. we should convince clients for MORE INVESTMENTS IN MF

good article...thanx....

Good to read this kind of artical & SIP calculator is a mini laptop for sips, will definetly help us to increase sips value,thanks ipru

Very useful and informatic Article by Somaiyaa sir....and sip chase drive is excellent..

Thanks for the insights.

Excellent insight on Selling SIP Concept base. Also surprised to know that returns are not made purely on the basis of strong past performance. Loking to qualify into your SIP Chase drive for SURE.

THANK YOU VERY MUCH FOR SHOWING SOMETHING SO POWERFUL SO EFFORTLESSLY AND CONGRATULATIONS TO YOU SIR FOR THIS WONDERFUL ARTICLE.WOULD DEFINETLY LIKE THE "KIT" AT THE EARLIEST.

GOOD ONE. AGREE ABSOLUTELY THAT SIP RETURNS AND CORPUS CREATION SHOULD BE LINKED TO SPECIFIC GOALS. WE KEEP TELLING THIS BUT INVESTORS HAVE TO UNDERSTAND AND DO HIGHER VALUE SIPS. IN THIS WAY, YOU COULD HAVE FEWER GOOD PERFORMING FUNDS. I BELIEVE IN DOING SIP ONLY IN DIVERSIFIED EQUITY FUNDS AND NOT IN FIXED INCOME BECAUSE ONLY EQUITY GIVES THE BEST RETURNS AND HAS THE POWER OF COMPOUNDING AT BEST. SIP ROUTE IS THE BEST IN EQUITY FUNDS WHILE LUMPSUMS ARE GOOD IN DEBT. SIP CALCULATOR IS A GREAT IDEA IT WILL BE USEFUL IN FRONT OF CLIENTS.

Pl accept my Heartiest Congratulations to the team for coming up with Novel concept.Especially the calc is a perfect tool for the tier II & III cities where it is very fast to operate unlike laptops. Your focus to the retail business is reflected where actually the entire MF industry has to play the role. My best Wishes to you all...

Wonderful article from ICICI Pru. AMC... i will start focusing on value SIP's and it help to grow AUM in the MF industry.

Nice one for advisors so that they can give proper advice to their customers..

Good article to get equipped with the tools to analyse the customers need and goal and give financial medicine accordingly...

IT IS GOOD FOR IFA. SO HE CAN PROMOTE VALUE SIPS AND INCREASE HIS AUM. AS WELL SAME FOR INCREASE WEALTH OF CUSTOMERS.IN THE LONG RUN CUSTOMER WILL UNDERSTAND THE VALUE OF SIP WHEN IT WILL GIVE HIM SUPPORT AT THE TIME OF HIS REQUIREMENT OF MONEY.

Fund positioning of ICICI AMC is excellent, giving timely input towards progress and increment of AUM.

Nice article at the right time.This type of tools will surely help us to guide our clients for their Goal determination & achievement. Waiting for the tools......

Fund positioning of ICICI AMC is excellent, giving timely input towards progress and increment of AUM.

Thanks for your timely inputs in this unclear economic environment

Nice article.. most important useful enough.. we should convince clients for MORE...

I PRU is the only AMC with well positioning products in all categories specially in DEBT... so its a very good initiative...

Great Tools - Excellent Innovation.

its a realy good idea and motivation

I must say IPru is the only AMC who are focused only on Value SIP and promote the same. At the same point of time they use to train and equip us how to pitch and get high value SIP's. This motivates us to acquire quality business. Its the time to change our beliefs that an investor only gives SIP of 1000.

SIP is one and only ultimate toll for wealth creation in the long term. The SIP calculator is the most Innovative product given for us to create investor wealth. Thank you sir, thank you very much

I WAS JUST MET HIM(AASHISH)AT CONFRENCE OF MFRT AT PATNA,HE IS MAN ON FIRE.IT IS ONE OF THE BEST MOTIVATING ARTICLE EVER I READ.SIP IS ONLY METHOD TO CREATE LONG TERM AUM FOR US AND WE TAKE IT AS EASY AS WE TAKE CROCIN IN FEVER, THAT IS NOT GOOD.SO LET US TAKE MAXIMUM BENEFIT OF THIS ARTICLE. THANX AASHISH SIR.

Very good and inovative approach. Its true that if the saving and investing power of the client is far more then why ask for less? An SIP of Re.1000 can never help him create wealth, though if it is of long tern, not it will help us (IFA's) to create wealth.. :-). The SIP calculator is fantastic.

Very useful Article by Mr.Somaiyaa. Will definately implement the same.

ITS REALLY GOOD IDEA TO PROMPT SIP IN LONG RUN AND ALSO USE FULL TO ACHIEVE CLIENT GOAL. THANK YOU FOR NICE ARTICLE.

First of all I would like to congratulate you for a wonderful iniciative done for Investor Awarness @ Rajkot "SUBH SIP - SIP Service Camp" , it needs a courage to organise this event at this time , you are the 1st AMC to do the same at smaller cente. More than 50 client of mine has visisted the same and all of them are more happy to have this experience , thanks to all your team member present there. I am fully convinced with whatever logic of SIP you have given , most to us have sold SIP in same fashion, but definatly I'll try to earn the calcy and i'll surly be a winner in your contest. Thanks for all support

Reaaly a nice data to demonstrate to client , i am going to carry this article in every sales call to get money in equity in this time

Reaaly a nice data to demonstrate to client , i am going to carry this article in every sales call to get money in equity in this time

The concept of calculater is good it helps me to increase the SIP Amount & doing goal based SIP.

NICE ARTICLE ALSO IT SOUNDS GOOD.IT WILL BE VERY USEFUL FOR THOSE WHO LOOK FOR SIP.

useful tools to derive more from clients

KINDLY DISPATCH THE ASK FOR MORE KID TO ME. GOOD ARTICLE.

Its very interestig and useful article.Good Mr. Ashish Somaiyaa.

Good article. forward this kind of articles in future so informative.

Good Article. SIP Calculator is very useful for the distributors and also its very Handy....

This calculator looks like a good tool for someone like me who invests through SIPs only. Keep sharing these Kind of articles.

SIP Chase is the Good Concept

Very useful Article by Mr.Somaiyaa. Will definately implement the same.

IT IS GOOD FOR IFA. SO HE CAN PROMOTE VALUE SIPS AND INCREASE HIS AUM. AS WELL SAME FOR INCREASE WEALTH OF CUSTOMERS

It is absolutely right to chase concept rather than returns & past performance.

It is good to behave like a Financal Doctor by doing SIPs of appropriate amount instead of doing SIPs of any amount. Thanks to ICICI Pru sales team.

Dear Sir, Good initiative from ICICI Pru sales team, not letting us to sit ideal, & making innovative things n charging up well.The sip calculator is really good one which will help us to calculate the value in finger tips. Keep on going thanx

Dear Mr Singha, SIP installment value can be of any amount in multiples of Re.1/-. Hence any odd figure is possible.

Good concept.....but is it possible to invest in add figure in SIP?

good concept of calculator specifically for sip

pople knows too many things but do not implement. this effort of yours will drive the investors and advisors both to utilize the power of compounding to the fullest. thanx foreye opening

nice thought.........

I like ur idea keep inform abt new market update.I am aware abt sip insure good for lomg term invester also as goal base.

good one keep this type of charging &grow togather

VERY INFORMATIVE ARTICLE. I APPRECIATE THE DETAILS PROVIDED IN THE ARTICLE BY MR. ASHISH SOMAIYA.

sip calculator help us to motivate to investor goal calculation and benift of sip cost averging.

ICICI is the only company which is promoting "ASK FOR MORE" concept.I appreciate the same and it will motivates the IFA.

Ihave seen the "Ask More Kit" at IPru Branch, which is very good initiative and the SIP Calculator is fantastic tool, which easy our communication with investor.

this is really a good initiative....the "Ask for More Kit" & SIP calculator will really give us more milage at the time of intaracting with investor.

absolutely coorect...until and unless we associate the goal we will not be able to garner value sip, and won't be able bring any financial change in the life of our investors...thanks

I must say this is something Innovative to explain our Clients especially in this Present context of the market. But at the same time AMC should consider both SIP as well as STP in the same manner when it comes to qualify for Ask for More Tool kit.... Thank You Very Much

Good Article. SIP is the great tool for retail investment in Financail Industry

Really nice initative taken by ICICI Pru to update & motivates IFA. SIP Calculator is nice tool.

Dear Sir, Idea of sip Calculator is very good ,it will help to get clients goal

Artcle is good and it is useful. I am also suggestng my clients for goal based investment, specially through SIP. SIP calculator is very good innovation, it will help to get clients goal. Please send ask for more kit.

Good Article.... Thanx for sharing..

The SIP logic is true, however, before we even do SIPs we need to ascertain the clients risk taking ability. I have come across 70 year old investors doing SIP. As the advisor suggested it. A lot of investors are investing only to try something new, without even understanding the risk associated with investments. YEah, disclaimers are there but are they understood. Before we advisors even start selling SIPs we need to understand the clients risk taking ability and make him aware of the same, then we will be appreciated. The Life goals come in the 3rd stage.

Appreciable...will help IFA to explain customer the need for more....Will be win win situation for Investor, IFA and AMC.

Really fantastic initative taken by ICICI Pru to update & motivates IFA. SIP Calculator is nice tool.

Ask for more!!!! Great initiative by ICICI for the first time ever in Mutual Fund Industry.. But its too wellworthy if the kit & calculator provided to all IFAs sothat can improve AUM & client Base.. Please send..

good initiative taken by ICICI Pru "ask for more" kit very useful for us. An excellent idea.

SIP Calculator and SIP Insure are great initiatives taken by you. I am sure of a good number of SIPs coming my way.But as regard to SIP Insure a small change in the pattern of the product, like allowing the insurance cover to continue with a minimum maintenance amount in the folio like 50% of the total sip value as of the 36th SIP installment paid even on partial withdrawal, will help us to take the product a long long way.Otherwise on an emergency a client is likely to withdraw the entire amount even when his need is partial,because of losing his insurance cover on partial withdrawal.There by losing his interest on the very folio.

I liked the SIP Calculator Part.. it will be helpfull for us... & wpu;d be happy if you send me the kit..

How can we procure this "ASK FOR MORE" kit

Please despatch ASK FOR MORE kits me

Kit and the SIP calculator is given just like that to all registered ARN dist or do we have to ask for it ? As of now we have neither recd this kit nor do we have any knowledge of this aspect..

Fantastic Facts ...We never realised this that why should SIPs be always be in round nos may be bcoz we like to remember round figures for our investments but thats not logical.SIP calculator is a very tool and in compact form it is easy to carry and handle. I will try my best to win one by going for SIP Chase . Prof.Chandan Tripathy

Good Initiatives.

True. why ask for less when the client can give more in his own benefit.

An excellent article. SIP calculator is a very tool and in compact form it is easy to carry and handle. Thanks

An excellent article we all have been in this field for a long time and feel that a littel push can motivate an investor to invest a little more in sip, which is an excellent tool to inculcate the habbit of discipline which is a must in equtiy request to pl send ASK FOR MORE KIT

most of the time we are saying "try it out"... now we will never say it again and we will stick to goal of customers and accordingly will suggest SIP. Thanks for your beautiful suggestion

Very good information, we will start this type of sip soon. thanks for the beautiful suggestion.

PLEASE DISPATCH THIS KIT TO ME. THIS REALLY VERY INTERESTING AND ITS EASY WAY TO GET MORE BUSINESS.

Good article, SIP is always a good tool to take participation in equity market for new as well as existing investor to achieve goal and creation of wealth

SIP is nice tool in financial industry

An exellent idea

Fantastic speak thanks for the valuable guidence

excellent article pl send kit ask for moreurgently

Very Good article.

Some of us have started doing this long back. People who did this already go handsome sip books today. Our brothers who satisfy themselves in 1k and 2k sips need to wake to this fact this moment!

good enough..kindly send the kit (ASK FOR MORE) instantly...jayant

I appreciate the initiative to aware the investor to go for SIPs in exact value for achieving long term goals. Recntly in an Investor awareness programme we had highlighted on this particular issue and it was acknowledged by most of the participants nicely. Thanks, Mr. Somaiyaa for your valueable thought and inspiration rendered towards the IFA community.

Good Article. SIP is the best tool for retail investment in Financail Industry....

Good Initiative.Please dispatch ASK FOR MORE KIT TO ME.

Very good advice. I will follow it as SIP chase. Please send ASK FOR MORE kits

Idea to link SIP to achieve the target is really good and I am already trying to convince my investor to plan their SIP in this way. SIP Calculator is goodand if possible send me the same

Pls ICICI AMC in Ahmedabad Send To All MFDA (Mutual Fund Distributors Association) Financial Advisors "The SIP Calculator" in Ahmedabad I Vinodbhai Vadvala(President) Writing on Behalf Of MFDA Group !!!

Dear Sir, Idea of sip Calculator is very good & have u sent the calculators to them so that I can get it from them

impressive. no one have noticed and highlighted the concept

Dear AASHISH, Alweys I learn something new from you .VERY GOOD STUFF.

IDEA OF SIP CALCULATOR WILL DEFINATELY HELP IFA TO SHOW THE CLIENTS HIS REQUIREMENT. IT WILL BE MUCH BATTER THAN OLD CIRCLES WHICH WE WERE CARRYING TO SHOW TO CLIENTS. THE MIN PERIOD SHOULD BE 15 YRS FOR SIP THEN ONLY IT WILL MAKE SENSE.

Dear Sir It is excellant and helpful to explain investor for lumpsum when P/E is less than 13.Also SIP calculator is useful tool to calculate who are not keeping laptop.Will you pl. send SIP calculator at my address or I may collect the same from your office on confirmation? As I am residing at Gandhinagar M L UPADHYAYA

This is an excellent opinion sir . I am working with NJ INDIA INVEST . have u sent the calculators to them so that I can get it from them Thanks

Dear Mr Vayeda, The SIP incentive after 5 years is not NIL. Just that upfront payment of SIP is paid in advance for 5 years and after that it is paid as and when the installment hits. As regards NFOs, the last NFO we did has done well i.e. ICICI Pru Focused BlueChip and now we are proposing ICICI Pru US BlueChip investing into bluechip large cap stocks listed in USA.

It is good article for goal base sip.Please dispatch ASK FOR MORE KIT TO ME.

What you say is right, Global situation and experts like Marc Faber always talk negative every time the investment opportunity arise, this also is an indicator for wise investor to invest maximum, I feel that in 2015 value of portfolio will double from hereon

I sincerely appreciate your recent strategy in promoting long term investments by launching sip insure and this useful tool. along side you need to encourage long term distributors promoting long term investments by incentivicing them with higher trial from the 3 rd year or so. Also when you are promoting goal based investments you should not consider consolidating the folios as this would not help the client or the distributor in tracking investments to the specific objective.

I agree with the conviction that if we ask for more ----we will get more.

Ye Dil Maange More.....! Need Connection between Two Dil...!

First of all Ab dil ki baat, zubaan par LE AAYE.... Perciption v/s Reality. There is no lack of business for those who are willing and prepared to give their 100% We have done our KYC(Knowing our Investors/Client's) Its time to do KYD !!! KYD ! KNOW YOUR DISTRIBUTOR Ho agar hosla....to pao umeed se dugna.....!!!! 09825917512

I agree your advice. sir, how much return we can predict to an investor who opt SIP for 18 to 20 years ? I allaways suggest my client to select sip term up to his or her age 60. kindly give me your wise feed back.

Thank U, Best Idea

Why such wisdom was not shown in 2006 and 2007 when every AMC, including yours, was busy in taking out "NFO" ? Even to-day also, why incentive is given for SIP having tenure less than 05 Yrs ? At least, after this write-up your AMC should stop this and set an example for wealth creation in long term.

CAN U SUGGEST FEW PLANS WITH cagr OF 12% TO FECTH 20 LACS IN 10 YRS UNDER SIP

Very informative...with Goal base planning we increase the SIP amounts of clients.

PRACTICAL ARTICLE TO FACE THE DISTRIBUTORS NOWDAYS SCENERIOW

Good Initiative! All the best. Babu

Well elucidated.

Please despatch ASK FOR MORE kits me

Better change it to 'Yeh Dil Maange All'. Mutual fund is a better place for investots total wealth, unless she is in the upto 10% tax backet (for debt investments).