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Be careful with giving unsecured loans and chasing higher returns in unregulated markets. Recovering unsecured loans can be difficult because of the lack of regulation.
Other than returns, the advantages of regulated investments -- transparency, disclosures, awareness, tax efficiency, cost effectiveness -- results in lots of benefits for investors.
"We trust that you will avoid using harsh language and will refrain from making
unsubstantiated allegations against individuals and firms. Your constructive feedback
and opinions are very valuable to all of us in the industry. "
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