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You can have high income but high liabilities can leave you with no surplus to invest.
If you finish off your small loans first, then it can free up some of your cash flow and create a surplus. Use that surplus to start paying off other loans and become financially free.
Making some lifestyle changes may be needed to manage liabilities.
Creating a surplus cash even if it is very small is the first step to clear off big liabilities
Mu
Too simplistic. Most of time client is himself not sure about his future cash flows..
