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Managing liabilities often more important than managing assetsVikas Agarwal, Imperial Prime, Jaipur

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Key Take-Aways
  • Along with salary and income increases, liabilities have also increased. EMIs, credit cards, home loans and others take a huge bite out of income.

  • Difficult to build the appropriate level of portfolio when 50% or more of the cash flow is going towards liabilities.

  • Pay off the smallest loan first so you can start paying off the bigger loan.

  • Before looking at SIP management, look at management of EMIs. When EMI management is efficient, then portfolio building becomes easier.

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satyadeva ARN NO :https://www.fundsindia.com/ Chennai, 10 Nov 2019

Thank you so much for sharing your excellent thoughts and ideas

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